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Medicare Question:

Dear Marci,
I don’t have Part D and didn’t sign up for a Medicare private drug plan during this year’s November-December enrollment period, because I was afraid I couldn’t afford one. But now I wonder if I should. Is it too late? - Joe

Read answer at Dear Marci's Medicare Q & A



 

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Today's News & Information for Senior Citizens & Baby Boomers

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Medicare News

Medicare Ties 2009 Pay for Outpatient Services to Quality Reporting

Amount beneficiaries pay for outpatient services will decline to provide a gradual transition to 20% coinsurance

July 4, 2008 – Medicare has proposed a new rule increasing the pay rate for hospital outpatient departments and ambulatory surgical centers by three percent for calendar year 2009, but, those that do not meet quality reporting requirements will see that pay rate increase to just one percent. It is the first time Medicare outpatient pay rates have been associated with the quality of service. Read more...


Alzheimer's, Dementia & Mental Health

Women Much More Likely Than Men to Have Dementia Among Those Age 90 Plus

Findings from 90+ Study suggest changes are needed to provide adequate healthcare resources for the 'oldest old'

July 3, 2008 - Women over 90 are significantly more likely to have dementia than men of the same age, according UC Irvine researchers involved with the 90+ Study, one of the nation’s largest studies of dementia and other health factors in the fastest-growing age demographic. Read more...


 
 

Aging News & Information

Which is Best Path to Fountain of Youth – Diet or Exercise? Diet Wins Again in Latest Study

There are links on this page to many such studies over the last few years suggesting diet is best but even better with exercise

By Tucker Sutherland, editor & publisher, SeniorJournal.com

July 3, 2008 - The question of which keeps you younger – diet or exercise – has been probed again in new research with older people and the winner, once again, is dieting. Over the last few years SeniorJournal.com has published a number of reports on studies testing which of the two is best to slow the signs of aging and extend life. The study released today, however, focuses on older people and moves the research from animals to humans. Read more...


Senior Citizens & Sex

Viagra-Effect May Make Watermelon More Popular with Older Men this July Fourth

 

 
 

Watermelon Man at YouTube

 

Citrulline in the fruit has the ability to relax blood vessels, much like Viagra does, and may make it more popular for Valentine's Day

July 3, 2008 – Keep an eye on the older men at the Fourth of July picnic. They may be gobbling down an unusual amount of watermelon. A new study, however, suggests this fruit may become more popular around Valentine’s Day, since it discovered watermelon has ingredients that deliver Viagra-like effects to the body's blood vessels and may even increase libido. And, as a special bonus, it is also good for the heart. Read more...


   

Nutrition, Vitamins & Supplements for Seniors

Measuring Calcium Deposits in Heart’s Arteries Predicts Heart Attack Risk in Elderly

‘Calcium scans can be the best predictor available to detect who is likely to suffer a heart attack’

July 2, 2008 – Senior citizens who worry if they are at risk of a heart attack, which probably includes about all of them, may be surprised by a very large new study that finds measuring calcium deposits in the heart's arteries is probably the best way to predict overall death risk in American adults, even when they are elderly. Read more...


USA Today Features Reports on Challenges Faced by Senior Citizens from Ballooning Prices

   
 

Seniors at food bank.

 

In depth reports are accompanied with tools and ideas to help seniors survive

July 2, 2008 – USA Today has begun a series of reports focusing on the financial struggle faced by many of America’s senior citizens as they fight to survive ballooning food, gasoline and health care prices on a fixed income. The series on 21st century retirement also includes tips and tools to help seniors make it. Read more...


Aging News & Information

Nearly 8,000 Senior Citizens Die from Traumatic Brain Injuries Following Falls

TBIs maybe missed or misdiagnosed among older adults but 56,000 hospitalized in 2005

July 2, 2008 - Traumatic brain injuries due to falls caused nearly 8,000 deaths and 56,000 hospitalizations in 2005 among Americans 65 and older, according to a report from the Centers for Disease Control and Prevention released in the June issue of the Journal of Safety Research. Read more...


Features for Senior Citizens

Don’t Look for Many Senior Citizens to Fire Up the Grill on July 4

Some interesting facts about the U.S. on Independence Day 2008

July 1, 2008 - No matter what the subject, when it comes to polling Americans, senior citizens always stand out as being different from younger people. Read more....


Senior Citizen Health & Medicine

 

Diagnosed Diabetes by Age, United States, 1980–2005

 

One in Every Four Older Americans Now Diagnosed with Diabetes

Three million increase in two years pushes total in US to 24 million

June 30, 2008 – Last week new statistics on diabetes were released by the Centers for Disease Control and Prevention (CDC) that showed 24 million in the U.S. now have diabetes – 8 percent of the population. What was buried deeper in the news release was the staggering statistic that almost 25 percent of the population age 60 and older had diabetes in 2007. Read more...


Senior Citizen Politics

Medicare Hits Physicians with New Regulations, Cuts $3 Billion From Fee Schedule

Medicare actually pays 80% of the fee schedule rate, while the beneficiary is responsible for the remaining 20%. Nearly 95% of Medicare physicians, however, accept the fee schedule rate as payment in full, according to CMS.

Spending under the 2009 Physician Fee Schedule is projected at $54 billion

June 30, 2008 – While physicians caring for Medicare patients have a 10-day reprieve from a 10 percent pay cut, they did get hit today by new regulations proposed by Medicare, as well as, changes in the agency’s compensation structure that will reduce payments to doctors by about $3 billion. Some question if this will encourage doctors to push more of the bill to the senior citizen patients. Read more...


Senior Citizen Politics

Docs Get Temporary Relief from Medicare Pay Cut Due Tuesday

Washington Post says freeze by Health & Human Services could last 10 days

June 30, 2008 - HHS Secretary Mike Leavitt on Friday said that the agency will maintain the current Medicare payment rate for physicians because Congress was unable to pass legislation to avert a 10.6% cut scheduled to go into effect on Tuesday before lawmakers left for the Fourth of July recess, the Washington Post reports. According to the Post, congressional aides said the freeze to payment rates could last 10 days (Kane, Washington Post, 6/28). Read more...


Money, Insurance & Investments for Seniors

Six Tips on How to Reduce Long-Term Care Insurance Costs

Annual premiums vary by age, health, and type of policy but can run as high as $5,000 a year

By ElderLawAnswers.com

June 30, 2008 - While long-term care insurance can be a good way to pay for a nursing home stay or a home health care worker, it doesn't come cheap. Annual premiums vary significantly, depending on your age, health, and the type of policy, but policies can run as high as $5,000 per year. You do not need to pay that much, however. Following are six tips to reduce your costs. Read more...


Senior Citizen Alerts

Effort Grows to Protect Seniors by Removing Social Security Number from Medicare Card

Social Security frustrated with refusal to change by Centers for Medicare & Medicaid Services

June 27, 2008 - Social Security says don’t carry your card on you, someone could get the number and use it to steal your identity. Medicare tells senior citizen to always carry their Medicare card, even though it has their Social Security number prominently displayed. Social Security has been trying to get Medicare to come up with a new card and identification system and, finally, they are getting some help in this effort to protect older Americans from identification theft. Read more...


Senior Citizen Politics

Republicans, Insurance Lobby Slam Shut Effort to Stop Medicare’s 10% Pay Cut for Physicians

  One Doc Says Enough's Enough - Leaving Practice  

Sen. McCain could have stopped the pay cut but failed to show for the vote; AMA says docs will limit Medicare patients

   
  McCain No Show - could have made difference.  

June 27, 2008 – The insurance industry lobby, with a lot of help from Republican senators, appears to have managed to cut Medicare’s pay to physicians by more than 10 percent by the end of June. Although approved by a majority of the Senators present, the legislation failed by one vote to reach the 60 needed to close debate and call for the final vote. President Bush had promised to veto the bill that earlier passed the House by a gigantic margin of 355-59, as many Republicans defied the President’s threat. Read more...


Money, Insurance & Investments for Seniors

Today’s U.S. Senior Citizen Couple Needs $85,000 To Insure Long-Term Care Costs

50-year old Baby Boomer earning $50,000, providing four years of long-term care to a family member, could lose more than $140,000 in wages, retirement plans, and social security

June 27, 2008 – A U.S. couple that is 65 years old in 2008 will need $85,000 to insure against the expense of long-term care in the future, according to a new estimate by Fidelity Investments. Read more...


Alzheimer's, Dementia & Mental Health

Older Adults with Diabetes Experience Memory Declines Immediately after Unhealthy Meal

Can be offset by taking antioxidant vitamins with meal, but healthy diet rich in fruits and vegetables is best defense

June 26, 2008 – Older adults with type 2 diabetes who eat unhealthy, high-fat meals may experience memory declines immediately afterward, according to new research. But, the study found this can be offset by taking antioxidant vitamins with the meal. Read more...


Senior Citizen Politics

House Votes 355-59 to Approve Legislation That Would Delay Medicare Physician Fee Cut

Democrats want reductions to Medicare Advantage plans to offset the physician fee fix, White House and Republicans oppose any MA cuts

 

Daily Reports

KaiserNetwork.org

 

June 25, 2008 - The House on Tuesday voted 355-59 to approve legislation (HR 6331) that would delay for 18 months a 10.6% reduction to Medicare physician fees scheduled to take effect on July 1, among other provisions, the Washington Post reports. Read more...


Senior Citizen Shopping, Discounts

Senior Citizen Driving Courses Can Save You Up to 15% off Car Insurance

Discounted price for online safe driving course, which can earn insurance discount

By SeniorDiscounts.com

June 25, 20089 - There are now defensive driving courses available to mature drivers that could help reduce the amount you pay for your auto insurance. More than two- thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily. Read more...


Fitness & Exercise for Senior Citizens

Chinese Martial Art of Tai Chi Chih Helps Seniors Sleep Better, Fight Shingles Virus

UCLA researcher continues to find benefits for senior citizens in 20-movement exercise

  Tai Chi Chih developed in 1974 by Justin Stone, who discusses it in this YouTube video - link in story  

June 25, 2008 – Most senior citizens have sleeping problems and most do nothing about it. UCLA researchers say the answer is the Westernized version of a 2,000-year-old Chinese martial art, Tai Chi Chih. From the same study, they had earlier determined this exercise also significantly boosts the immune systems of older adults against the virus that leads to the painful, blistery rash known as shingles. Read more...


Elder Care News

Senior Citizens Most Likely Cancer Victims but Little Research on Special Treatment Needs

Conference says senior can tolerate more aggressive treatment; older caregivers at risk

June 25, 2008 – Many older cancer patients can tolerate more aggressive treatment than they typically receive, and age, income, and education all can impact the physical health of cancer caregivers, according to presentations last week at a gathering of over 400 experts in cancer survivorship. Read more...


Senior Citizen Health & Medicine

Hypertension Best Controlled in Study with Home Monitoring and Web-Based Pharmacist

   
 

Link to Video in story

 

More than half reached blood pressure goal through home monitoring-Web training-Web Pharmacy

June 24, 2008 – High blood pressure (hypertension) is the leading chronic disease among senior citizens but a new treatment method has achieved significant results in improving the control of blood pressure. The patients who monitored their blood pressure from home and received Web-based pharmacist care and training showed greater improvement in blood pressure control than patients who received usual care. Read more...



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