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Retirement Choices - Managing Your Retirement

Senior Citizen News to help you plan and enjoy retirement

Reverse Mortgages - Investing - Insurance - Housing - Budgets - Planning

Dept. of Labor Guide to Retirement (PDF) List of Professional Financial Planners



Other Media Reports

Aging in America: Stuck in the middle

Oct. 21, 2014 - Senior citizens whose finances fall IN THE MIDDLE -- not rich, not poor -- can find themselves in a real bind if they need home care. And their loved ones can find themselves caught in the middle as well. CBS News by Rita Braver

Aging & Longevity

Satisfaction with Life Increases with Age in English-Speaking World but Not Everywhere

Study highlights how different people across the world experience varying life-satisfaction levels and emotions as they age

happy boomer man working at homeNov. 6, 2014 - In the U.S., Canada, the U.K., Ireland, Australia and New Zealand  researchers looking at life satisfaction scores found middle-age residents report the lowest levels of life satisfaction, which eventually bounces back up after age 54. This "U-shaped curve" that bottoms out between the ages of 45 and 54 was consistent in high-income, English speaking countries, but not other regions of the world. More...

Medicare & Medicaid News

Money Retired Seniors Need to Pay for Health Care is Going Down

Medicare was not designed to cover all health care expenses; seniors have to pay deductibles for services, uninsured costs of prescription drugs

Nov. 3, 2014 – The amount of money senior citizens need to have available in retirement, just to cover health care costs, is in decline, says a new study by the nonpartisan Employee Benefit Research Institute (EBRI). The reason they found is the enhanced prescription drug coverage provided by the Patient Protection and Affordable Care Act (PPACA), often called “Obamacare.” More...

Retirement News

Boomers Facing Retirement Very Concerned About Health Care Cost, They Say

Most are concerned but few are taking any financial action to do anything about it

dice being thrown on table by gamblerOct. 16, 2014 – The overwhelming majority (86%) of baby boomers express concern about the affordability of health care in retirement, but very few pre-retirees admit they have taken financial steps to prepare for health care costs in retirement, according to a study released today by Ameriprise Financial. More...

Retirement News

U.S. Seniors Achieve Highest Home Equity Since 2008 Crash

Reverse mortgage group tracking shows seniors paying off more of home equity

senior couple in from of their homeSept. 30, 2014 - Americans 62 years old and older now have more equity in their homes than at any time since early 2008, according to a quarterly measurement by the National Reverse Mortgage Lenders Association (NRMLA). The NRMLA’s quarterly measure that analyzes trends in home values, home equity, and mortgage debt of homeowners 62 and older, has reached 178.91, its highest level since Q4 2007.

Social Security News

Young Investors More Worried than Seniors About Social Security, Retirement

Older investors have much more confidence in getting their Social Security than those under 50

Sept. 24, 2014 - The latest quarterly survey by Wells Fargo/Gallup on investor confidence has uncovered a surprising focus on the importance of Social Security in the retirement plans of U.S. investors. Most think that with Social Security they will be able to maintain their desired lifestyle throughout retirement. But older investors are much more confident than younger ones in Social Security and their adequate retirement resources.

Other Media Reports

Reverse Mortgages Poised for Rebound Amid Troubled History

Sept. 30, 2014 - Advertised as a path to an affordable retirement, federally insured reverse mortgages are showing signs of a rebound, drawing the scrutiny of regulators seeking to reduce historically high default rates that have cost the government billions…Associated Press

Stock Market Gains, but Pensions Worsen

Sept. 30, 2014 - Pension funds should be performing better by now. Five and a half years into a powerful stock-market rally that has created nearly $17 trillion in overall wealth, pension funds run by local and state governments haven't improved their funding levels. In fact, they've gone backward… Russ Wiles, The Republic

Why Financial Advisers Still Hate Reverse Mortgages

Sept. 29, 2014 -A reverse mortgage is a little like a car airbag. It's nice to know it's there. But if it ever has to be used, the driver’s already in trouble… Ben Steverman, Bloomberg

Love Them or Loathe Them, Reverse Mortgages Have a Place

Sept. 29, 2014 - But given that older Americans' homes are worth, on average, more than their other combined savings, there is a begrudging inevitability about reverse mortgages… New York Times

Your Medical Record is Worth More to Hackers than Your Credit Card

Sept. 25, 2014 - Your medical information is worth 10 times more than your credit card number on the black market. Last month, the FBI warned healthcare providers to guard against cyber attacks after one of the largest U.S. hospital operators said Chinese hackers had broken into its computer network. Caroline Humer, Jim Finkle - Reuters

Retirement News

Largest Expense for Most Senior Citizens is Maintaining a Home

Health care cost is number two for older Americans, reports new study

September 18, 2014 - Although health expenses increase steadily with age, and remain a cause of concern, home and home-related expenses are the largest spending category for older Americans, according to a new report by the nonpartisan Employee Benefit Research Institute (EBRI).

Other Media Reports

More seniors are carrying student loan debt into retirement

Sept. 11, 2014, Washington Post: The GAO report cited a number of reasons why older Americans might still be paying off college loans

Retirement News

Older Americans Being Squeezed Out of Housing Market in Retirement

Study by Harvard center and AARP expresses special concern about baby boomers with lower incomes, wealth, homeownership rates and more debt than generations before

Sept. 4, 2014 - America’s older population is in the midst of unprecedented growth, but the country is not prepared to meet the housing needs of this aging group, concludes a new report released today by the Harvard Joint Center for Housing Studies and AARP Foundation.

Medicare and Medicaid News

Shopping for Long-Term Care Insurance - Tough Money Decision for Seniors

Many seniors don't realize long-term care is not a regular service of Medicare

By Steve Tripoli, NPR News, NPR’s Shots blog.

May 29, 2014 - One of the toughest money decisions Americans face as they age is whether to buy long-term care insurance. Many people don't realize that Medicare usually doesn't cover long-term care, yet lengthy assisted-living or nursing home stays can decimate even the best-laid retirement plan. Read more...

Retirement News

Most Retirees Fear Running Out of Money, Continue to Draw Down Savings for Living Costs

Senior citizens more likely to withdraw from savings, most do it to cover living expenses finds new survey

April 24, 2014 – More than half of retired Americans (53%) are concerned about running out of money and 52% have also been drawing money from their retirement savings – 59% to cover everyday living expenses, according to the Perspectives of Retirement survey conducted twice a year by PNC Financial Services Group. It also finds older senior citizens are more likely to withdraw from savings. Read more...

Senior Citizen Politics

Bill to Help Americans Better Prepare for Retirement Introduced by Leaders of Senate Aging Committee

Senators Bill Nelson and Susan Collins present Retirement Security Act of 2014

Jan. 29, 2014 – The two ranking members of the Senate Special Committee on Aging – Sen. Bill Nelson (D-FL), chairman, and Sen. Susan Collins (R-ME), ranking Republican – joined forces to introduce legislation today that would encourage small employers to offer retirement plans, encourage employees to save more for retirement, and ensure that low- and middle-income taxpayers are able to claim tax benefits for retirement savings already authorized in law. The goals of the bill seem to answer the plea by President Barack Obama in the State of the Union last night, where he said, Let’s do more to help Americans save for retirement.” Read more...

Retirement News

Seniors Obtain Budget Management Help from New EconomicCheckUp Online Tool

Free site by National Council on Aging helped seniors save $250 a month in test run

Dec. 12, 2013 - The National Council on Aging (NCOA) has launched a new online tool, EconomicCheckUp, to assist America’s senior citizens with budgeting, saving money, employment, and achieving greater financial security. Read more...

Retirement News

Free Health Care Costs Calculator for Retirement Planning Released by AARP

Only one third of Americans close to retirement age have taken steps to save for major expense of health care

See sampe results page below news reportNov. 25, 2013 - Today, AARP launched a free online Health Care Costs Calculator, which it describes as a major addition to their Ready for Retirement suite of planning tools. In a survey accompanying the release of the calculator, AARP found that just one third (36%) of older Americans have taken any steps to save for out-of-pocket health care expenses... Read more

Features for Senior Citizens

More Baby Boomers, Seniors Struggle with Student Loans; Out Pace Other Debt

According to a recent survey, many older Americans are struggling with student loans, along with their younger counterparts - boomers owe over $112 billion

Oct. 23, 2013 - The financial strain that student loans can cause has been a popular topic in the media. We all have heard stories about graduates, who cannot find jobs due to the poor economy, finding it difficult or impossible to pay back their loans. However, a recent story that looked at student loan data found that they are not just the bane of the young. According to student loan data, compiled by the New York Federal Reserve, people in their fifties now owe $112 billion in outstanding loans. This is a significant jump from 2005, when this group only held $34 billion in loans. Read more...

Your Money (N.Y. Times)

Tighter Rules Will Make It Harder to Get a Reverse Mortgage

FHA says it strengthens program that allows 62 and older to tap home equity without making loan payments

By Tara Siegel Bernard, New York Times

Sept. 9, 2013 - The spigot on reverse mortgages has been slowly tightened over the last several years. Borrowers can no longer tap as much of their home equity as they could before the housing crisis. Now the rules are about to change again. As a result, some people with heavy debt who were hoping a reverse mortgage would solve their financial problems may find that it is no longer a viable option. “The changes really put the product on track as a long-term financial planning tool as opposed to a crisis management tool,” said Ramsey Alwin, senior director of economic security at the National Council on Aging.  More Published in N.Y. Times Sept. 6, 2013

Retirement News

Retirement more successful when couples plan together

Boomers need to be aware of key to successful retirement found in working as a couple

Sept. 4, 2013 - As Baby Boomers begin entering retirement, some may find themselves unprepared for the transition. New research from the University of Missouri indicates that spouses tend to have similar levels of planning for retirement. This planning can lead to more success and less stress when they leave the workforce. Read more...

Retirement News

Retirement may demand time-management skills to enjoy your free time

Researchers says governments should begin to teach senior citizens how to manage their time – managing free time more critical than the amount available

Aug. 22, 2013 – Retirement may not be the relaxing, leisurely lifestyle you expected. Remember your struggle back in the work-world to manage your time? Well, you shouldn’t forget those skills too quickly. A new study says retirees should be masters of their own destiny, and actively manage and plan their free time to enjoy a happy and fulfilling retirement. Read more...

Senior Citizen Longevity & Statistics

Healthy life expectancy lowest for seniors in South, those that are black or male

Highest HLE during 2007-2009 for senior citizens at age 65 living in Hawaii; lowest in Mississippi

July 25, 2013 - People living in the South, regardless of race, and blacks throughout the United States, have lower healthy life expectancy at age 65, according to a report in the Morbidity and Mortality Weekly Report released this month by the Centers for Disease Control and Prevention. And, not surprisingly, senior women have higher HLE than do senior men. Read more...


Retirees: Don't sell off security of a pension

USAToday says offers for upfront cash might sound tempting when budgets are tight. But think carefully before trying to get a settlement out of a regular pension and do lots of research.

June 24, 2013 - Retirees shouldn't be surprised to hear that a pension check is so valuable that now regulators are warning about the risks of schemes that promise a lump sum, if you sell off that income stream. Ever hear of something called a "mirrored pension" that touts robust returns? If you're not careful, you could be looking at a smoke-and-mirrors kind of a deal. More at USA Today

Retirement News

Looming Retirement Crisis in U.S. Prompts Senator to Announce Bill for Secure Retirement

Average family has $3,000 retirement fund says new study  by National Institute on Retirement Security; Sen. Harking wants ‘secure source of income for life’

By Tucker Sutherland, editor,

June 21, 2013 – With millions of retired senior citizens struggling to make ends meet, there appears to be millions more that will soon join them in battling to stay out of poverty in their final years. A report released yesterday showing the average family has just $3,000 in retirement savings prompted Senator Tom Harking (D-IA) to announce he will offer a bill “to give every American access to a retirement fund that will give people a secure source of income for life.” Read more...

Reverse Mortgage News for Seniors

Clear, Brief Explanation of Reverse Mortgage from Consumer Financial Protection Bureau

Consumer protection group in Federal Deposit Insurance Group offers help to seniors on reverse mortgage decision

June 13, 2013 - A barrage of advertising and contemporary discussion keeps the topic of reverse mortgages a frequent one among senior citizens and their children. One of the government agencies most active in the monitoring of these special home loans for seniors in recent years has been the Consumer Financial Protection Bureau. The CFPB has published a brief explaining the reverse mortgage and has added plenty of warnings - things seniors need to know. Read more...

Reverse Mortgage News for Seniors

Senior Citizens in U.S. See Home Equity Climb for Fourth Straight Quarter

Seniors’ mortgage debt at lowest point since 2007: Reverse Mortgage Market Index

June 13, 2013 – Americans 62 and older – that is the age group eligible for reverse mortgages -  now have more equity in their homes than at any time in the last four years, according to data released today by the National Reverse Mortgage Lenders Association. Read more...

Insurance & Investments for Seniors

Seniors Urged to Consider Free Tax Software from Free File Alliance as Deadline Nears

Taxpayers with earnings of $57,000 or less can visit for free software for preparing, filing tax return

April 8, 2013 – With Americans experiencing the shortest tax season on record, the Free File Alliance, a nonprofit coalition of industry-leading tax software companies partnered with the IRS, today reminded taxpayers that free, brand-name tax software is available at the IRS website. Read more... 

Opining of a Cranky Old Man

Retiree Welcomes the Pope to the World of Retirement with Suggested To-Do List

The Pope is too pooped to Pope but may join AARP - the Almighty Alliance of Retired Popes

By Bill Kalmar, Retiree

March 4, 2013 - Those of us who are retired, or those approaching retirement, have probably prepared a list of “to dos”.  Retirement is a time to enjoy all those activities that we have dreamed about but did not have time to experience.  Perhaps it is a personal “bucket list” of things to be accomplished as we move into the twilight years of our life.   Whatever the case, it is a time for new adventures. Read more...

Reverse Mortgage News for Seniors

Updated Reverse Mortgage Guide Helps Older Homeowners Stay at Home

NCOA updates free booklet on reverse mortgages approved by HUD, required reading for seniors seeking RM

Jan. 22, 2013 – The National Council on Aging (NCOA) today announces the availability of the 2013 version of Use Your Home to Stay at Home, the official reverse mortgage consumer booklet approved by the U.S. Department of Housing & Urban Development (HUD). Read more...

Opinions & Analysis for Seniors

Reverse Mortgages Could Save Government Billions, Suggests Industry Leader

Estimates reverse mortgages could play a role in saving as much as $5 to $30 billion per year in Medicaid

By Michael G. Branson, All Reverse Mortgage

 Dec. 26, 2012 - Reverse mortgages were designed to help senior homeowners age in place. While they accomplish that goal for thousands of people today, there’s also a big picture benefit to the reverse mortgage program as a whole - it saves government money on entitlement programs such as Supplemental Security income and Medicaid. Read more...

Reverse Mortgage News for Seniors

State of Reverse Mortgage Program in FHA Audit May Not be Threat for Seniors

Q&A with industry representative about financial hole at FHA by HECM loans

Nov. 29, 2012 – Just before Thanksgiving, the Federal Housing Administration released its annual report to Congress that caused concern among many senior citizens – it shows the Reverse Mortgage Program $2.8 billion in debt. The FHA also requests additional authority to manage the reverse mortgage program so that consumers are better protected and able to sustain their program. Below is a Q&A with representatives of All Reverse Mortgage on the industry view of the situation. Read more...

Social Security News

Lack of Social Security Awareness Could Be Costing Retirees Thousands of Dollars

Half collecting or planning to collect benefit before full retirement age; more than half not knowledgeable about maximizing benefits; 83% concerned about program

Oct. 31, 2012 – Many older retired Americans do not understand key issues surrounding Social Security, says the BMO Retirement Institute. Consequently, they are losing out on a significant amount of money that could be used to fund their retirement. Read more...

Often Unnoticed In Nursing Home Papers Is Arbitration Agreement You May Not Want to Sign

Anxious seniors or their caregivers often sign every document that's put in front of them, perhaps only glancing at the content

By Michelle Andrews

Sept. 18, 2012 - When Paul Ormond signed John Mitchell into a nursing home in Dennis, Mass., in June, he was handed a few dozen pages of admission papers. Ormond, Mitchell's legal guardian and an old friend, signed wherever the director of admissions told him to. Read more...

Insurance & Investments for Seniors

Putting The 'Care' Into Long-Term Care Insurance - Some States Taking Action

Some insurance companies are slow to pay and have been known to deny payments completely

By Kristian Foden-Vencil, Oregon Public Broadcasting

Oct. 17, 2012 - Long-term care insurance is the financial equivalent of doing push-ups -- it's good for you, but not too much fun. As a result, not many people buy long-term care insurance, which pays for care when they get too old or sick to take care of their basic needs like cooking or bathing. Read more...

Reverse Mortgages Can Also Be Used by America’s Seniors to Purchase a Home

Most seniors have thought of these loans as a way to get the equity out of their home and live payment free - see reverse mortgage options below news story

By Mike Branson, All Reverse Mortgage

Aug. 2, 2012 - A reverse mortgage can be used in the purchase of a new home in what is called a Home Equity Conversion Mortgage Purchase. Basically, a new home is bought at the same time a reverse mortgage is taken, and the transaction is rolled into one. Read more...

Features for Senior Citizens

AARP’s New ‘Work Reimagined’ to Help Older Workers Find Jobs

Online program linked with professional job site, Linkedin

Aug. 1, 2012 – A new online effort to connect older workers with employers seeking these experienced workers was announced today by AARP. Work Reimagined will work in coordination with the professional networking site, LinkedIn, to emphasize assistance for older professional seeking a new or more satisfying job opportunity. Read more...

Boomers - USAToday

Working Until 70 Could Ease Retirement Finances for Boomers

By Susan Tompor, USAToday

July 25, 2012 - Many Baby Boomers head to work each day and wonder, "So what's the number?" How many more years do they need to keep working? It turns out that if many of us could just keep working until age 70, we could be OK in retirement, according   to a new study. Read more at USAToday

Reverse Mortgage Group Launches Campaign, Website to Help Seniors

NRMLA announces new 'Borrow with Confidence' campaign

June 27, 2012 - A new national public education campaign called "Borrow with Confidence," that is designed to provide consumers with a set of tools to guide them through the reverse mortgage borrowing process and establish an enhanced level of product transparency, was announced last week by the National Reverse Mortgage Lenders Association (NRMLA). Read more...

Senior Citizen Homes & Communities

How to Pay for Assisted Living? New Guide Offered Free to Seniors and Caregivers

Stratford Retirement is making the new guide free to help people make informed decisions about the costs of senior living facilities

June 26, 2012 - Caregivers and the elderly searching for assisted living facilities in the United States now have a new resource to help guide them through the maze of payment options associated with care facilities. Read more...

Consumers Union Asking Federal Bureau to Make Reverse Mortgage Reforms

Consumer group says lenders mounting PR campaign for CFPB hearing this week

June 25, 2012 - Consumers Union, the policy and advocacy division of Consumer Reports, called on the Consumer Financial Protection Bureau (CFPB) today to protect vulnerable seniors from reverse mortgage abuses. The consumer group is renewing its call for stricter oversight of reverse mortgages just as the industry launches a public relations campaign to repair its image and the CFPB prepares to hold a field hearing on the topic on Wednesday, June 27, in Tampa. Read more...

Retirement News

Top Life Advice from Today's Retirees to Tomorrow's: Start Saving ASAP!

‘Not having enough money’ is the biggest surprise for retirees; retirement different than expected, 'shocked' by financial surprises

June 7, 2012 - If America's retirees were in younger people's shoes, it's clear that they would put a priority on saving more and saving early for retirement. In a recent survey of older Americans, 39 percent said saving for the future was the most important piece of advice they would give younger people. Read more...

Reverse Mortgages Gaining New Respect Among Financial Planners

Columnist Scott Burns: ‘Their time has come” – referring to home equity loans for senior citizens

June 1, 2012 - The reverse mortgage has gained new respectability – well-known newspaper columnist Scott Burns, a highly respected guru on financial matters concerning senior citizens, has just released an article with the title, “Reverse Mortgages: Their Time Has Come.” And, he refers to another new article in the Journal of Financial Planning, “Reversing the Conventional Wisdom: Using Home Equity to Supplement Retirement Income.” Read more...

Couples Retiring in 2012 Need $240,000 for Medical Bills, $20,000 More if Obamacare Overturned: Fidelity

Senior citizens relying on Social Security to pay medical bills will have only 39% of payment left for other expenses

May 10, 2012 - A 65-year-old senior couple retiring this year is estimated to need $240,000 to cover medical expenses throughout retirement, according to the latest retiree health care costs estimate calculated by Fidelity Investments. And, if the health care reform bill – “Obamacare” – is overturned by the Supreme Court, seniors can add another $20,000 to their costs, according to a report by Read more...

Many Older Americans Postponed Retirement After Great Recession

People who decided to postpone retirement also expect to leave less for their heirs, study finds

May 2, 2012 - New research on the retirement plans of a nationally representative sample of Americans age 50 and older shows that 40 percent of older Americans postponed retirement in the wake of the Great Recession. Read more...

So, What’s Your Problem with Reverse Mortgages? Industry Leader Has Answers

A leader in the reverse mortgage industry debunks myths and criticisms of the government program for older Americans

By Michael Branson, All Reverse Mortgage Company

April 17, 2012 - Reverse mortgages are a financial product that has received a lot of bad press over the years, leaving many people who could potentially benefit from this type of loan with negative associations and a bad taste in their mouth. Read more...

Social Security News

AARP Free Webinar to Explain Social Security Impact on Income Taxes

To teach the basics about how Social Security can impact individual income taxes

Feb. 29, 2012 - With the April 17 tax filing deadline just around the corner, AARP is providing tips for seniors looking to protect their financial assets through better retirement planning. It will provide a free online webinar focusing on how Social Security can impact your income tax bill. Read more...

Insurance & Investments for Seniors

Private Health Insurance Plans Must Eliminate Technical, Confusing Wording

Senior citizens may see help in plans for Medicare Advantage, prescription drugs, supplemental health and special needs outside Medicare

Feb. 9, 2012 - People in the market for health insurance will soon have clear, understandable and straightforward information on what health plans will cover, what limitations or conditions will apply, and what they will pay for services thanks to the Affordable Care Act – the “Obamacare” health reform law – according to final regulations published today. Read more...

Medicare News

Medicare Misconceptions Could Land Many Retirees in Financial Hardship

Boomers nor retirees on Medicare have good understanding of the program

Feb. 7, 2012 – A significant number of retirees on Medicare lack a solid understanding of the health insurance program’s coverage and costs. Two out of three, for example, did not know if Medicare covers long-term care. This lack of knowledge results in unexpected financial surprises, according to research by the Bankers Life and Casualty Company Center for a Secure Retirement. Read more...

Retirement News

80 is New Retirement Target Age for Many Middle Class Americans: Wells Fargo Survey

“Retirement Age” fades as people plan to work until reaching savings goal; Middle class below age 50 more open to Social Security and Medicare cuts to help budget, while 50+ say “Hands off!”

baby boomers look at retiring at 80Nov. 26, 2011 - The concept of a “retirement age” is going the way of the typewriter, another 20th-century relic that has been made irrelevant by changing circumstances. Middle class Americans now expect to work until they have saved enough to afford to retire, according to results from the seventh annual Retirement Survey from Wells Fargo & Company. Read more...

Money, Insurance & Investments for Seniors

KHN Blog: Short Takes On News & Events

Seeking The Best Place For Long-Term Care? Head North

Percent of nursing home residents in physical restraints under 1% in Kansas, nearly 8% in California

By Phil Galewitz, Kaiser Health News

Sept. 8, 2011 - If you think there’s a demand now for long-term care services, just wait 20 years. By the time baby boomers hit their 70s and 80s, there will be a huge surge in need. Read more...

Retirees, Pre-Retirees Increasingly Concerned About Financial Security, Paying for Healthcare

More retirees reporting they have already cut back on spending and moved assets to increasingly conservative investments

May 16, 2011 – Senior citizens are living longer and spending more time in retirement than every before, but this is causing many to worry they will out last their savings. About 40 percent of retirees and half of those about to retire, say this anxiety has grown worse with the sluggish economy. The good news is many are taking action to protect what they have, says a new report from the Society of Actuaries (SOA). Read more...

Money, Insurance & Investments for Seniors

Older Americans Face Climbing Long-Term Care Cost in Nursing Homes, Assisted Living

Private room in nursing home now averages $85,775 per year; home health aide cost shows smallest increase

April 20, 2011 – Senior citizens and baby boomers are facing a continued increase in the cost of long-term care (LTC) in the U.S., although the increase this year is less than cost increases for other goods and services. Still, the John Hancock survey says the annual cost of a private room in a nursing home has climbed to $85,775. Read more...

News for Baby Boomers

Almost Half of Baby Boomers Nearing Retirement Have Doubts About Affording It

Two-Thirds of Boomers Call Social Security an "Extremely" or "Very" Important Source of Retirement Income

April 6, 2011 – Nearly half of today’s baby boomers – now pouring into the senior citizen ranks – do not feel confident they will have the financial resources to live comfortably during their retirement, according to a new poll from The Associated Press and Read more...

Retirement Reference Links 

> Social Security's Retirement Planning

> Wells Fargo Interactive Planner