Social Security News for Senior Citizens


Social Security News

Social Security offers tools to help seniors have a better retirement

You should open a ‘my Social Security’ online account – do it here

By Tucker Sutherland, editor

Nov. 24, 2015 - Earlier this month the Retirement Security Project at the Brookings Institution hosted an event with the Social Security Administration and the Consumer Financial Protection Bureau that focused on retirement planning. This event highlights what we too often forget – how important Social Security is in our lives and the helpful tools the agency has developed to help senior citizens have a more successful retirement.

Approximately 168 million workers invest toward Social Security coverage through taxes on their earnings. Almost 60 million people receive monthly Social Security benefits. Around two-thirds, or 40 million of these beneficiaries, are retired workers or their dependents. Many workers paying into Social Security, unfortunately, know little about how the system works, or what they need to do on their own to be ready for retirement.

“Because we’re living longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did,’ said Carolyn W. Colving, Acting Commissioner of Social Security, at the event.

“Creating a sound retirement plan is vitally important. Social Security provides secure online services for our customers—including the my Social Security suite of services, the Retirement Estimator, and the online retirement application.”

To provide our Senior Journal readers more information about retirement planning tools available through my Social Security and to help them create an account, we are providing key links that can also be found at .

More than 21 million people have created a personal Social Security online account and you should, too.


Get your free personal online my Social Security account today!

You probably plan to receive Social Security benefits someday. Maybe you already do. Either way, you’ll want a my Social Security account to:

         Keep track of your earnings and verify them every year;

         Get an estimate of your future benefits if you are still working;

         Get a letter with proof of your benefits if you currently receive them; and

         Manage your benefits:

  Change your address;

  Start or change your direct deposit;

  Get a replacement Medicare card; and

  Get a replacement SSA-1099 or SSA-1042S for tax season.

Setting up an account is quick, secure, and easy. Join the millions and create an account now!

*With instant access to your Social Security Statement at any time, you will no longer receive one periodically in the mail, saving money and the environment.  Thank you for Going Green!

If you would like to receive your Social Security Statement by mail, please follow these instructions.

  Create an Account

  Sign In

  Enter Activation Code

Full list of services and information on how to create an account now

If you receive benefits or have Medicare, you can:

Use a my Social Security online account to:

         Get your benefit verification letter;

         Check your benefit and payment information and your earnings record;

         Change your address and phone number;

         Start or change direct deposit of your benefit payment;

         Get a replacement Medicare card; and

         Get a replacement SSA-1099 or SSA-1042S for tax season.

If you do not receive benefits, you can:

Use a my Social Security online account to:

         Get your Social Security Statement, to review:

o   Estimates of your future retirement, disability, and survivors benefits;

o   Your earnings once a year to verify the amounts we posted are correct; and

o   The estimated Social Security and Medicare taxes you’ve paid.

         Get a benefit verification letter stating that:

o   You never received Social Security benefits, Supplemental Security Income (SSI) or Medicare; or

o   You received benefits in the past, but do not currently receive them (The letter will include the date your benefits stopped and how much you received that year.); or

o   You applied for benefits but haven’t received an answer yet.

How do I create a my Social Security Online account?

To create a my Social Security account, you must provide some personal information about yourself and give us answers to some questions that only you are likely to know. Next, you create a username and password that you will use to access your online account. This process protects you and keeps your personal Social Security information private.

How do I finish creating an account with an “activation code” I received from Social Security?

If you received assistance from Social Security to create your account, you can finish the process by entering your activation code.

Go to:  “Finish creating an account with your activation code

Accept the Terms of Service.

Enter your:


         9-digit Social Security number:

         Date of birth; and

         One-time activation code.

         Follow the directions to create your username and password.

         Accept the second Terms of Service.

After you take these simple steps, your personal my Social Security account is created.


You can only create a my Social Security account using your own personal information and for your own exclusive use.  You cannot create or use an account on behalf of another person, even if you have that person’s written permission. You can never share the use of your account with anyone else under any circumstances. Unauthorized use of this service is a misrepresentation of your identity to the federal government and could subject you to criminal or civil penalties, or both.

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