Hype Begins on Health Insurance Marketplace Which
Does Not Apply to Seniors on Medicare
Senior citizens need to be aware that the insurance
portion of Obamacare does not apply to them – they stay in Medicare
Tucker Sutherland, editor, SeniorJournal.com
June 24, 2013 - The educational effort by the Obama
administration to introduce the Health Insurance Marketplace – the
centerpiece of the Affordable Care Act (Obamacare) – kicked off today.
There will be lots of hype on this health insurance part of the plan but
senior citizens need to know it does not apply to them. Those age 65 and
older will continue their coverage in Medicare and, or Medicaid. Below
are some key things seniors need to know.
Seniors and the
Health Insurance Marketplace
● If I have Medicare do I
need to do anything? Medicare isn’t part of the Health Insurance
Marketplace, so you don’t need to do anything.
If you have Medicare, you are considered covered.
● Medicare coverage is
protected: Under the health care law, your
existing Medicare-covered benefits won’t be reduced or taken away. You
don't have to replace your Medicare coverage with Marketplace
coverage. For questions about Medicare, visit Medicare.gov or call 1-800-MEDICARE. ADD TTY
ØMedicare’s Open Enrollment Period (October 15-December 7) hasn’t
ØRemember, Marketplace insurance isn’t for people who have
Medicare, so don’t drop your Medicare coverage.
ØTo learn more about your Medicare coverage and choices, visit
ØIf you have family and friends under age 65 who don’t have health
insurance, or if they want to explore new health plan options, tell them
to visit www.HealthCare.gov and the
Individuals & Families page, where they sign up for
The educational for the Health Insurance
Marketplace targeting younger Americans launched a consumer-focused
HealthCare.gov website and the 24-hours-a-day consumer call center
to help Americans younger than age 65 prepare for open enrollment and
ultimately sign up for private health insurance.
The new tools help Americans understand their
choices and select the coverage that best suits their needs when open
enrollment in the new Health Insurance Marketplace begins October 1.
This open enrollment date may also be confusing
to senior citizens, since the open enrollment period for Medicare kicks
off on October 15.
“The new website and toll-free number have a simple
mission: to make sure every American who needs health coverage has the
information they need to make choices that are right for themselves and
their families—or their businesses,” said Health and Human Services
Secretary Kathleen Sebelius.
HealthCare.gov is the destination for the Health
Insurance Marketplace. Americans may now access new educational
information and learn what they can do to begin to get ready for open
enrollment this fall. The website will add functionality over the
summer so that, by October, consumers will be able to create accounts,
complete an online application, and shop for qualified health plans.
For Spanish speaking consumers,
CuidadoDeSalud.gov will also be updated to match HealthCare.gov’s
new consumer focus.
Key features of the website, based on consumer
research and online commercial best practices include integration of
social media, sharable content, and engagement destinations for
consumers to get more information. The site will also launch with web
chat functionality to support additional consumer inquiries.
The website is built with a responsive design so
that consumers may access it from their desktops, smart-phones, and
other mobile devices. In addition, the website is available via an
application interface at
Between now and the start of open enrollment, the
Marketplace call center will provide educational information and,
beginning Oct. 1, 2013, will assist consumers with application
completion and plan selection. In addition to English and Spanish, the
call center provides assistance in more than 150 languages through an
interpretation and translation service. Customer service
representatives are available for assistance via a toll-free number at
1-800-318-2596 and hearing impaired callers using TTY/TDD technology can
dial 1-855-889-4325 for assistance.
To view the new look and new focus of the website,
www.HealthCare.gov. Just remember this does not apply to older
Americans on Medicare.
HHS says it is on target for open enrollment in the
Marketplace, which begins Oct. 1, 2013, and other key
milestones approaching in the months ahead. Coverage will begin
Jan. 1, 2014.
• Nursing Home Abuse,
• Medical Malpractice -
• Experienced Legal Help
Janicek Law attorneys are working every day to help senior citizens and others harmed by failure of care in nursing homes and the healthcare system.
you or a loved one have suffered due to the neglect or inadequate care of others, call us today. We offer the skill and knowledge gained in more than twenty years of success.
Free Consultation - Call toll free 1-877-795-3425
Keep up with the latest news for senior citizens, baby